Last year, the number of fatal car accidents that occurred in Alabama rose by 25% percent over 2015 figures. In 2,016, there were an estimated 1,058 traffic fatalities, compared to the 849 people whose lives were taken as a result of a traffic accident.
Total car accidents for 2016 rose only slightly, with the 152,532 crashes in 2016 representing only a 2.1% increase over the number for 2015, which was 149,339. Odds are that you may find yourself involved in a vehicular crash at some point in your life, and when you do, there are some important things to remember. Of course, the first thing you should do is to ascertain that no one has been hurt; if they have been, call an ambulance immediately. You’ll also want to contact the police to ask them to come out, examine the scene, and make a report.
Second, don’t admit any fault to the other driver or to witnesses, even if you think you were at fault.
Third, take pictures of everything that may be important to establish the facts of the accident. Your car, the car or cars that were also involved, any damage to surroundings, or any road conditions that may have contributed to the accident. These can be useful to prove your case, should you need to go to court.
Fourth, exchange insurance information with the other driver. If there were witnesses to the accident, you should also gather their contact information in case they need to be called on at a later date to give their impressions of what happened. The police will likely want to speak with them too, but they may not be able to stick around until the police show up, so getting their information is crucial.
Fifth, when the police arrive, keep calm and tell your side of the events, as calmly as possible. Don’t point fingers at the other parties, deny your involvement, or be unruly. Cooperation with the police will go a long way toward establishing your credibility, in the event that it ever comes into question. Once the police have made their report, they will present you with a copy of it. You may need to have your vehicle towed and arrange for a ride home, but if not you will then be free to drive away.
Sixth, and the most important step to take after being involved in a car accident is to contact an charleston personal injury lawyer. Unless your crash was a simple fender bender, which the insurance companies can hash out with the help of the police report, having an attorney on your side is a valuable move to make.
Generally, attorneys won’t charge you for an initial consultation. During that consultation, they will take a look at all of the documentation and pictures, read the police report, and let you know whether they think you may have a case.
If you do, the attorney will be there, every step of the way, as you fight to get the compensation you deserve.
A few decades ago, personal trainers were reserved for the rich and famous. In recent years, personal trainers have become very popular with the general public. If you want to increase your personal fitness goals, you should consider working with an online fitness coach. If you live in a small town, the nearest gym could be several miles away from your home. An online trainer is an affordable option. When you use an online personal trainer service, you can train from anywhere in the world. You will save money on travel expenses, and you will not have to change your daily routine. When you are out of motivation, an online trainer can push you in the right direction.
Convenient and Affordable Training
A large segment of the general population does not have a fixed weekly schedule. Serious athletes need flexible workout schedules. An online personal trainer will always be by your side. When you take a personal trainer course, you can exercise in your home or at a local park. Whether you are energetic in the morning or in the middle of the night, your personal training course will be available to you whenever you need to workout. An online course will save you thousands of dollars, and it is more private than a traditional personal training session. You do not have to be subconscious while you are exercising.
A Customized Fitness Plan
An online coach can give you the insight you need to reach intense fitness goals. Your coach can design a nutrition plan, and he can select exercises that are tailored to your specific needs. Your coach will take into account your training experience, physiology, gender and your level of commitment. You can communicate with your coach on a daily basis, and your coach can use motion tracking software. You can contact your trainer when you need advice about hunger management, stress management, sleep optimization and time management.
Great for Serious Athletes
Online fitness training, with the help of Drench, is best for athletes who are at an advanced fitness level. The coach can give you guidance, but you should be committed to achieving your fitness goals. You should train at least three days a week. Many athletes shy away from intense interval training because they do not want to push themselves hard. Your coach will give you the extra push you need to take your routine to another level.
Get Valuable Feedback
All athletes need feedback. Since you are having virtual coaching sessions with your coach, you can pick time slots that are perfect for your busy schedule. When you hire an online coach, you will always have instant feedback. If you have any questions, you can receive a response within a matter of hours.
Do not settle for a general workout routine. Online fitness courses are challenging, and a great course will help you gain muscle mass. Join a course today, and you will see your physique change within a matter of weeks.
There are so many necessary steps in buying a new home, that it can be overwhelming to the first-time home buyer. When they are considering homeowner’s insurance, they may think that signing their name on a policy is all that is needed. Since there are different policies, homeowners must be certain that they get the right type of coverage. If you are shopping for homeowner’s insurance, here are some guidelines to consider:
Compare Policies And Coverage
Before you are approved for a mortgage loan, the mortgage company will require that you have homeowner’s insurance. If you live in a place that is prone to earthquakes or flooding, you will need to purchase additional insurance for home protection.
You have a choice when it comes to insurance companies; however, you need to have sufficient coverage. Do some research and find the best insurance for your budget. Just because a policy is cheap does not mean it has the best coverage for you. Click here to discover articles about homeowner’s insurance.
Combining Insurance with Your Mortgage
You can use an escrow account to include your insurance premium with your mortgage, states bankrate.com. In this case, paying the insurance premium becomes the responsibility of the lender. Escrow accounts are preferred by mortgage lenders because they know that their loan will be safely insured. When you choose this option, you will probably need to pay up the insurance premium for a year at the closing meeting.
The Difference Between Replacement Cost and Cash Value
Your amount of coverage is more important than the price of your policy. There are two different plans from which you can choose. The policy can be for either cash value or replacement cost. If your home was destroyed and you have replacement cost insurance, the company would pay you the cost to rebuild your home at current market value. The replacement cost would be more expensive as time goes on, because the cost of materials and labor fluctuates with the market. If you choose a cash value plan, you will only get enough money to pay off what you owe on the mortgage. Your loan will be paid off, but you are still will not have a house.
Find A Policy with An Affordable Deductible
Your home insurance deductible can be anywhere between $250 and $1500. This is the amount that you must pay before your insurance starts to pay. The higher your deductible is, the lower your monthly payment will be. You will pay a higher rate when you reduce your deductible. This is something to consider if something happens to your home. You will have to come up with a lot of cash if your deductible is high. Usually, your lender will have guidelines for what deductible rate will be allowed.
If you keep these helpful hints in mind, you can get the insurance policy that is best for your home and is still budget-friendly. Any reputable insurance representative will be happy to discuss which policy is in your best interest. You will have the peace of mind in knowing that your mortgage is safely insured.
Work order management software is a phenomenon in the delivery world these days. Businesses of all types are rapidly beginning to pick up on the advantages this type of software brings to the table. If you’re a professional who is always looking for smart and efficient ways to enhance your service delivery approach, brand new management software could be the answer you need. Facilities supervisors can’t stop praising this kind of software and the many advantages it offers.
About Work Order Management Software
Work order management software, in brief, is a CMMS. CMMS stands for “Computerized Maintenance Management System.” After an individual sends in a request for a work order, the software provides an in-depth overview of the process in full. This overview can be helpful to both technicians and managers on the team. This software gives professionals the opportunity to take control of customer details. It enables them to procure all required resources. It enables them to recruit necessary team members, schedule tasks and take care of any and all potential issues that may pop up. This software can be convenient for professionals who want to minimize delays of all kinds. Since work order management software doesn’t require a lot of paperwork, it helps keep potential mistakes and confusion at bay.
How New Software Can Improve Your Job on a Daily Basis
The addition of work order management software can enhance your daily tasks in ways you probably can’t even imagine. The software can simplify the processes of setting up and assigning all kinds of orders to your employees. Some noteworthy features that are part of this software include reporting automation, real time updates, cost monitoring and even preventative maintenance.
Cost monitoring can be useful for many diverse reasons. This monitoring can come in handy for people who want to be in the loop regarding random material and labor costs. If you’re interested in work order software that offers everything from asset availability overviews to project coding assistance, there are many widely known options that are available to you.
As an example. EZOfficeInventory is an equipment maintenance software that allows you to create work orders to keep track of vendors, costs, and tasks from one centralized space. This kind of solution can greatly improve decision-making, increase uptime, and ensure you’re always in the know about important projects.
High-Quality Accounts Receivable and Invoice Processes
If you’re interested in the concept of making your business’ accounts receivable and invoicing processes and techniques a lot easier and more convenient, then work order management software may be a suitable choice for you. This software can be helpful to people who don’t want to have to waste precious time waiting for checks. Customers can reap the rewards of work order management software as well. This comprehensive software gives customers access to communication practices that are prompt and dependable. It also provides businesses with stronger worker accountability. These factors can all contribute to enhanced productivity on a daily basis.
Excellent Customer Service
Customer service is something that’s paramount for all varieties of businesses. If you want to give your business’ customer service approach a major boost, you can’t go wrong with making work order management software part of your life.
The world of SEO is ever changing. Google started out with keyword driven search engines. The more keywords you stuffed into an article, the better your chances of getting a good ranking. However, these days, if you stuff numerous keywords into an article, you won’t get the ranking that you want. Rather, Google and other search engines are looking for high content, sites that are mobile optimized, and those that have videos and other pictures for customers to see. With all of these changes, how is anyone to keep up with all these demands? The answer is clear; you must have a marketing firm help your company’s website and ongoing SEO.
Your Website Is Your Bread and Butter
People often refer to an item of importance as the “bread and butter” of their business. If you want to make money in today’s market, you must have a stellar website. Gone are the days when a page with some color graphics got you in the running. You need to have a site that can stand up against all your competitors and has all the bells and whistles that they do to offer your customers. Think of your website as the backbone of your business, if it falters, the entire thing could crumble.
Marketing Has New Demands
In the world of marketing, one thing is for sure, things are constantly changing. Unless you deal with all these things on a daily basis, you will probably miss important things that matter to your advertising aspect of business. The most important thing you can do for your business is ensuring that your website is optimized. The next thing that must be done is offer things on your site that others do. For instance, do you have tap-to-call buttons or google maps? Customers have become accustomed to clicking a button and being able to have Google get them where they need to go. A highly recognized company GRDigital does this extremely well and are constantly changing their marketing efforts to ensure they are following the best practices with Google. They may see it as a hassle if you don’t offer this little feature.
Promotion Is The Key To A Well Trafficked Site
To get visitors to come to your site, you need to promote it. Are you linked to social media? You can keep it surface or really use social media to help you advertise. By linking your website to your Facebook and Twitter pages, you can drive customers back to your main site to order. Social media helps you gather data and gives you reports that allow you to see what kind of demographics is attracted to your page. You can work on other key demographics and help to build your business around those that are most interested in your offerings. Madigan Marketing is one of the many companies that offers customers a high ROI. Spending a bit of money on your website can help build your business.
Today’s Market Is Digital
More than ever before, businesses are conducting sales and other services online. They are skipping the overhead costs of a brick and mortar establishment. Since most of the business is on the world-wide-web, you must make sure that your site has everything the customer needs and more.
It happens without notice. You’re out and about, going to work, running an errand or taking the kids to school. You’re thinking about what you need to get done and suddenly you’re involved in a car accident. You’ve gone from hoping to remember to grab milk to wondering how you’re going to pay for the damages the accident just cost. And you’re usually in shock after a car accident, even if it’s a minor one.
It’s vital to call and report the accident asap, ask for an EMT and police officer to be dispatched to the scene. Even if medical attention does not seem to be required, it’s important for medical personnel to be there just in case. Also, you’re going to want the police there in order for you to fill out an accident report. An accident report is going to come in handy later one. Here’s why.
Reasons An Accident Report is Needed
The police accident report is going to contain information regarding the other drivers and help your attorney when he starts his investigation into your accident. The police report will contain the other driver’s name, contact and insurance information. The police report will also contain information about the owner of the vehicle if he happens to be different from the driver. The accident report will also contain:
-The date, time and location of the accident;
-The weather conditions;
-Detailed information regarding the road conditions;
-The name and contact information regarding eyewitnesses to the accident;
-Descriptions of the cars involved and the damages each car sustained;
-A description of the vehicles involved and the damage to the vehicles;
-Names and contact information of the injury victims and whether or not they required medical attention; and
-Information regarding the accident, including information regarding the accident scene, statements made to law enforcement, and a determination as to what each driver may have contributed to the accident.
It’s important to note that not all police reports are detailed and contain the above described information. Some law enforecement officers are more detailed in completing their report than others, but it is still in your best interest to make sure you obtain a police report that contains information regarding the accident. Your personal injury attorney may use the police report as part of information presented to the insurance company to establish liability.
The Possibility for Errors
It is possible that a police report will contain errors, so it’s a good idea to obtain a copy of the police report as soon as you can after the car accident. Always review the report and take note of any errors. Only factual information, such as the date, location and names of everyone involved, can be changed. If you dispute something another driver or witness has said, you can’t have the report changed just based on your opinion.
If you find errors, it’s best to let your attorney know as soon as possible in order to have the report corrected. It’s possible you can have a written addendum added if the police refuse to alter the information in the report. For more information regarding accident injuries, contact http://russellandhill.com/
Managing a small and large business is a challenging venture. It is even more challenging if you have to deal with different types of costs when starting up. One of the common costs you are likely to encounter is electricity. Such costs can affect your profitability significantly if not handled properly. Here are ways you can save on electricity bills and increase your profitability.
Embrace Energy-Saving Practices
Most utility companies have off and high peak seasons. Off-peak seasons have lower energy rates than high peak seasons. Only use excess power during the off-peak seasons. Encourage the workers to embrace this practice and determine how the energy consumption rate reduces with more strategies.
Get a Thorough Energy Audit
Get a company to do an energy audit in your business premises. An audit helps you know how much energy you consume. It also enables you to determine the areas where there is a significant loss of energy, and how you can reduce the amount of power used in those areas. Most electricity providers carry out energy audits. You might want to call your provider to get the job done easily and effectively.
Use Energy-Efficient Bulbs
LED bulbs use less energy and have longer lifespans. These bulbs are certified by the Design Lights Consortium, meaning they are capable of reducing the power consumption rate by 75 percent. In addition to these benefits, you will notice that using LED bulbs could save a lot of money during replacement. You only remove the luminaire and not the whole fixture.
Purchase Energy Efficient Devices
Energy-efficient devices have higher upfront costs than the conventional variants. Though expensive, an energy-efficient device has lower long-term operating costs when compared with others. Only buy devices that are Energy Star-qualified. These devices consume about 20 percent less energy than those without energy ratings.
Hire the Right Electricity Company
There are several companies out there who offer different Houston electricity rates. Make sure you carry out the due diligence to get the right company. Avoid companies that offer expensive rates and always be on the lookout for people who purport to facilitate electricity installation. Also, make sure the company is fully licensed to operate in Texas.
Hiring the right company will enable you to get cost-effective solutions to your energy needs. Some companies offer additional services to clients to help them manage their electricity consumption effectively. This could be in the form of energy-saving tips, free LED bulbs and incentives.
Use Natural Lighting During the Day
Artificial lights consume a lot of power. It does not make sense to turn on the lights during the day when you could use the natural light from the sun. Try to maximize the amount of natural light by opening your windows and installing transparent glass panels. Less energy consumption means more money saved on electricity bills.
Use Energy-Efficient Features
Purchase equipment with features that allow you to save energy. This may include printers, air conditioners, photocopiers, microwaves and many others. Teach your employees on how to use those features effectively. Get rid of old gadgets that do not have such features and replace them with energy-efficient variants.
If you are thinking about hiring an SEO company to help you market your business online, chances are good that you are making a good decision. The truth is that in today’s world, more and more people are using Google and other search engines to look for businesses. If your website does not show up at the top of the search engine results, these same individuals might just go with one of your competitors instead. It is important to note, however, that not all search engine optimization companies are created equally. These are a few things that you should watch out for when you are looking for a company that you can hire for search engine optimization services.
Too Cheap Prices
If you are like many business owners, you are probably always looking for a good deal when it comes to your business. There is certainly nothing wrong with shopping around and comparing prices so that you can get the best possible deal for search engine optimization and online marketing, but this does not mean that you should go with a company that is too cheap. The right type of SEO can be incredibly time-consuming, and a company that is doing it for too cheap might be cutting corners, which isn’t going to be a good thing for your marketing campaign or your business.
There are a lot of beginners out there who are really getting the hang of things in regards to online marketing. However, search engine optimization is not really something that you can learn overnight, no matter how much you read about it. Therefore, you will probably want to ask about how much experience the SEO company has. Not only will you probably want to look for a business that has plenty of experience in the field of search engine optimization, but you will probably also want to find one that knows a little bit about your industry, such as by working with other similar businesses in the past. This can help you ensure that you have the right team working on your SEO campaign.
Lack of Services
Nowadays, many Tucson SEO pros offer a lot of other services as well. Along with optimizing your website for search engines, they might also help with things like setting up a pay-per-click advertising campaign or assisting you with marketing your website on social media. There is really no reason to miss out on this marketing assistance or to have to hire multiple companies when there are so many search engine optimization professionals out there who can help you with other aspects of online marketing as well.
As you can probably see, there are a few different things that you will want to watch out for when hiring an SEO firm. If you watch out for these things and do your research, you should be able to find an SEO business that you can trust with helping you to market your website online.
Identify Ideal Customers
It is far much simpler to look for new customers if you know the type of people you seek. Think about what would make them happy, relieved and comfortable in life. Avoid making broad target market statements, as this will only lead you to a few customers. Statements such as all men, every woman or few millennials should be out of your list. Few products appeal to such broad categories.
Position Your Business as the Answer
The first step to making new and loyal customers is to give them a reason to buy your products and contact your business every now and then. This is only possible if you position yourself as the main business that provides solutions to the problems they may have. This may take the form of webinars, panel questions, guest blogging, conferences and physically meeting people.
Optimize Your Online Marketing Platforms
You need to make sure your website is visible to search engine crawlers and offers a good experience to visitors. You can contact a web design Cardiff expert to help you come up with a simple, faster and responsive website. You might also want to consider using social media platforms. Research show that 95 percent of people aged between 18 and 35 years follow a brand in social media. Make sure your accounts have quality content to attract more people. This includes relevant pictures, clear product descriptions and constant updates.
Networking allows you to meet new people and market your business. Attend local events, conferences and seminars. Be ready to shake some hands, exchange contacts and tell people what you have on offer.
You need to collaborate with businesses that offer complementary services to help you reach out to a wide client base. For instance, if you specialize in shoes, team up with companies that sell clothes. Encourage your partners to refer their customers to your premises. You should also do the same so that the benefits are mutual.
Improve Your Customer Service
Acquiring new customers depends on how you treat the existing ones. A customer who has a good experience will be more than willing to refer his friends, relatives and workmates to your business. Get the right customer service support system. Provide valuable content and engage people personally. Always show your customers that you appreciate them for choosing your business over others. A simple thank you note or gift will do the trick perfectly.
Acquiring new customers is not difficult like most people think. Embrace the tips discussed above, and you will have yourself to thank later.
This is the time of the year when most businesses are developing their strategies of activities to have an increased income through the holiday season business (you can checkout Peerspace to find venues for your business). The holiday downtime often gives the best opportunity to business owners to plan for the New Year ahead of them. Their budget does not fail to have the inclusion of their technology to spend. When you want to stay ahead of the game, ensure you keep up with the trends in technology to have your business elevated. Ensure you keep the following business techniques on your radar this coming year.
1. Mobile domination continues
In 2015, more than half of Google searches were conducted on the mobile phones than on the traditional desktops. For this reason, we are meant to think that technology is shifting from its current domination in desktop computers to the mobile phones. This was one of the biggest opportunities brought to us by the mobile technology. Moreover, it is set to increase in dominance in the coming year.
For the businesses, they must consider putting their mobile users ahead of the rest. For this reason, they should also consider developing mobile application geared towards attracting loyal clients to their business through numerous offers and sustainable events. These mobile applications must be geared towards replacing desktops. Initially, mobile-based tools were accessed by the staff members. For instance, the document management and CRM portals were used by these officials to allow them to work remotely. One of the top-rising trends in the latest technology is the mobile payment. This is the latest technology that will alter the way consumers complete all their transactions. They will also lay emphasis on security and speed.
2. Big data remains important
Big data is one of the latest business trends seen in the past few years. It is difficult to read few business articles without finding that name. During this past year, Big Data became the biggest topic. This is because most companies realized that they were sitting on data mines. For this reason, their emphasis needed a few tools to grab Big Data. Big Data markets are expected to mature in 2017. For this reason, companies will use more technology to gather data insights. It wasn’t useful to possess the data in the firms. For this reason, the business intelligence tools will play the biggest roles in offering advanced capabilities to companies such as the predictive analytic tool, and the security guard app.
3. CRM and Document Management Tools
Both of these business technology platforms will become more mobile-friendly, cloud-based, and inherently collaborative. Firms will continue to experience the significant benefits associated with the use of CRM and document management platforms to give them more efficiency in their work. In the end, they will have an increased capability to meet their specific customer needs in a manner that is not paralleled in the industry. Cloud-based solution costs are expected to be rising. For the CRM technology, there is an expected improvement in mobile capabilities. This is because the sales teams are out there marketing the company products.